Selling to a cash buyer is simpler than a traditional sale, but it still follows a clear process. Here is what to expect, step by step.
1. You share the basics
Address, condition, occupancy, your timeline, and anything important, like tenants, liens, or an estate. Photos help.
2. The buyer reviews the numbers
Most cash buyers start with the after-repair value, what similar nearby homes in good condition have sold for. They subtract estimated repairs, holding and resale costs, and their profit margin. The result is their offer, and a good buyer will explain it.
3. A walkthrough
Usually one visit to confirm condition. There are no open houses or repeated showings.
4. A written purchase agreement
The offer goes into a written contract. Read it for:
- Price and earnest money
- Closing date and who pays which costs
- Any inspection or due-diligence period, and what happens if the buyer backs out
- Whether the buyer may assign the contract to another buyer
Some cash buyers assign their contracts to partner investors. That is legal when it is disclosed and allowed by the contract. Ask directly, and get the answer in writing.
5. Title work
A title company searches public records for liens, judgments, unpaid taxes, and ownership issues. If something needs to be cleared, such as an old lien or estate paperwork, it is handled before closing.
6. Closing
You sign the deed and closing documents at the title company, or remotely if they offer it. The title company pays off your loans and liens and sends you the remaining proceeds. The deed is recorded with the county.
Warning signs
- Pressure to sign immediately
- Requests for upfront fees from you
- A buyer who will not use a title company
- Vague answers about price changes after signing
Take your time, ask questions, and compare. When you are ready, request a no-obligation offer.
Updated October 28, 2026. General information, not legal or tax advice.