Selling "as-is" means you sell the house in its current condition. You do not make repairs before closing, and the buyer agrees not to ask you to fix things later. It is common with older homes, inherited houses, rentals, and houses with major problems.
As-is does not mean "no disclosure"
Missouri does not require sellers to fill out one specific statewide disclosure form. That does not let you hide problems. If you know about a material defect, such as a leaking roof, a cracked foundation, or past flooding, and you conceal it or misrepresent it, you can face legal claims after the sale. The safest approach is simple: tell buyers what you know, in writing.
A few disclosures are required by law no matter how you sell:
- Methamphetamine. Missouri requires a seller to disclose in writing if they know the property was used to produce methamphetamine, and certain related convictions tied to the premises (RSMo 442.606).
- Lead-based paint. For homes built before 1978, federal law requires a lead-based paint disclosure and pamphlet for most sales.
Three ways to sell a house that needs work
- Repair, then list. Usually the highest price, but you pay for repairs up front and take the risk of surprises and delays.
- List as-is. You skip repairs, but many retail buyers use loans with property-condition requirements, and inspections often lead to renegotiation.
- Sell directly to a buyer who purchases as-is. No repairs, showings, or lender requirements. The price is usually lower than a repaired, listed home because the buyer takes on the repair costs and risk.
How to compare your options
- Get a rough repair estimate and add a cushion for surprises.
- Ask a local agent what the house might sell for before and after repairs.
- Estimate your costs to hold the house while you repair and sell it: taxes, insurance, utilities, and loan payments.
- Compare your net proceeds, not just the headline price.
Before you sign anything
Read the purchase agreement carefully. Look for the price, earnest money, closing date, who pays which closing costs, any inspection or due-diligence period, and whether the buyer can assign the contract. You can always have a Missouri real estate attorney review the agreement.
This article is general information, not legal advice. If you have questions about your situation, talk with a Missouri attorney.
If selling as-is sounds right for you, request a no-obligation offer and we will walk you through how we priced it.
Updated October 28, 2026. General information, not legal or tax advice.